Comments on: How do I Stop a Wage Garnishment by Making a Deal with My Creditor? https://www.hoyes.com/blog/stop-wage-garnishment-making-deal-creditor/ Hoyes, Michalos & Associates Inc. | Ontario Licensed Insolvency Trustees Sun, 17 Apr 2022 17:12:32 +0000 hourly 1 https://wordpress.org/?v=6.5.3 By: J. Douglas Hoyes, CA, LIT https://www.hoyes.com/blog/stop-wage-garnishment-making-deal-creditor/#comment-157 Wed, 10 Aug 2016 23:59:31 +0000 https://www.hoyes.com/?p=3959#comment-157 In reply to April Cook.

Hi April. Yes, a consumer proposal stops a standard wage garnishment. In Canada lawyers are not permitted to act as consumer proposal administrator or bankruptcy trustees. Consumer proposals are filed by Licensed Insolvency Trustees, such as the professionals at Hoyes Michalos. A creditor can vote against a proposal. In the vast majority of cases we can negotiate with them and reach a resolution that works for all concerned.

]]> By: April Cook https://www.hoyes.com/blog/stop-wage-garnishment-making-deal-creditor/#comment-156 Tue, 09 Aug 2016 19:46:13 +0000 https://www.hoyes.com/?p=3959#comment-156 I didn’t know that there was a way to stop wage garnishment. Do you need to have a lawyer to file consumer proposal? This sounds like it would be a good way to deal with the issue and take control of the situation. Can the creditor refuse this proposal, or can they be forced to accept it? thanks for this information.

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