Hi Molly. The short answer is I don’t know the answer to your question, since each case is different. Some student loans are not reported to the credit bureau.

In general, debts appear on a credit report for six years from the date of last activity, so the most likely scenario is that either the loan will disappear six years after his last payment, or more likely six years after his date of discharge. However, depending on how it is reported to the credit bureau, it is also possible that it will be six years from the date of the hardship hearing, if that’s the date reported to the credit bureau as the last activity date.