Our knowledgeable team of Licensed Insolvency Trustees provide information and expert advice to help you on your way to becoming debt free. Our blog includes podcasts, videos, articles, case studies and Industry Insights about consumer proposals and bankruptcy in Ontario as well as personal finance, credit rebuilding and other money management tips for anyone looking to get out of, or stay out of, debt.
When do I know if I should be making payments towards my debt or starting to consider debt relief options? Doug Hoyes explores a similar story for one of our clients and the options he had available.
Are you receiving intimidating calls from collection agents? How do you respond to them? Find out 8 dirty tricks collections agents use in conversation, and how you can handle and stop these calls.
If you're going to file for a consumer proposal, we make sure your proposal payments fit your budget. In this blog, find out how to determine if you can afford payments.
Are you confused by the overwhelming amount of information on the internet when it comes to insolvency? Find out the reasons why you only need to consult a Licensed Insolvency Trustees for this advice.
You finally have hard earned money in the bank. So, do you pay down your debt first or invest in an RRSP? Expert Vikram Barhat explains 3 principles of why it’s more important to pay off debt first.
Are you struggling with your finances and your kids are starting to pick up on it? In this blog, we offer our insights on how you can involve your children in debt conversations using 4 simple tips.
It's possible to sign up for free credit reports with online lending platforms. Are these free credit scores accurate? Are they worth it? What's the real cost? Doug Hoyes explains.
It is possible to get a mortgage following a bankruptcy. Our experts offer their insights on who would qualify, how to re-establish your credit for a mortgage and how long this will take.
Are you a Canadian citizen that has debt accrued in the US that you can’t afford to make payments towards? Explore collections actions creditors can use and the US vs Canadian bankruptcy process.
Loans are available for individuals completing a consumer proposal. In this blog, learn about the pros and cons of borrowing to pay off your proposal earlier and 3 alternative ways you can do this.
Do you have questions about your tax debts and how you can eliminate them? Ian Martin, a CPA, Licensed Insolvency Trustee and former employee at the CRA clarifies common questions on this topic.
In Canada you cannot file for a bankruptcy on your own. Find out why a personal bankruptcy must be facilitated by a Licensed Insolvency Trustee and learn more about the role of a debt consultant.
Have you recently been informed that your wages are going to be garnished due to unpaid debts? In this blog, we explain the wage garnishment process and steps that you can take to stop this legal proceeding.
Are you concerned about long-term implications of filing bankruptcy? There are misconceptions of how it affects your future. Explore our top 10 tips on how to get your life back following bankruptcy.
Do you have a baby on the way? Are you stressed about finances? Find out our tips expecting parents can use to help deal with debt, manage money efficiently and prepare for a successful maternity leave.
Debt Relief Experts
