Our knowledgeable team of Licensed Insolvency Trustees provide information and expert advice to help you on your way to becoming debt free. Our blog includes podcasts, videos, articles, case studies and Industry Insights about consumer proposals and bankruptcy in Ontario as well as personal finance, credit rebuilding and other money management tips for anyone looking to get out of, or stay out of, debt.
Internet and cellphone services are essential in today’s day and age, but what happens to these services in a bankruptcy? Doug Hoyes offers his expert insights based on our experience with service providers.
Provincial legislation on how home equity is treated in a bankruptcy or proposal differs by province. We explain how much equity is exempt or protected from seizure, and when, under Ontario's Execution Act.
What is the best way to teach kids about taxes, saving, credit and other financial topics? In this blog we explore which financial skills we think are crucial and should be provided in high school curriculum.
If you are a small business, influencer and someone who makes money from your social profile, find out when or if a personal or business social media profile would be included in a bankruptcy in Ontario.
Some creditors or collection agents will try a lot of questionable tactics to collect. Here are some of the scarier experiences of our debtors and what you should know isn't legal or possible.
Have you received a call from a CRA agent demanding your credit card information? Learn our top 10 tips you can use to identify fraudulent calls and what you can do if you are scared.
Debt looks different for everyone and therefore the terms of a proposal will be different. We’ll discuss the common requirements of all proposals and why tailoring a proposal for you is important.
Does the Canada Revenue Agency report unpaid taxes on your credit report? This guide covers how taxes and other factors affect your credit score and what you can do about it.
What are the repercussions of filing insolvency as an insurance agent? Find out what is required of you if you file, if your license will be revoked and if you can become an insurance agent after.
Does filing for insolvency as an insurance broker in Ontario have a negative impact? Learn about what happens to your registration if you file and what we believe is the best option for you.
Bankruptcy can be a scary and intimidating process if you are not well equipped with the knowledge on how to successfully navigate it. We debunk the 5 most common fears when it comes to insolvency.
What are the consequences of having unpaid 407 ETR debts when you aren’t planning on filing for insolvency? Find out the collection methods the 407 can use under the Limitations Act.
Have you received a call from a collection agent, and you’re stumped on how they were able to find you? Learn about various ways collections companies acquire your data and what you can do about it.
Elder abuse is happening in our society, and we have witnessed it firsthand in our financial practise. Ted Michalos provides advice for other professionals on how to spot the signs of abuse so you can help.
A prime reason to file for bankruptcy is to receive protection from creditor actions. We explain how bankruptcy protection works in terms of unsecured and secured creditors.
Debt Relief Experts
