Our knowledgeable team of Licensed Insolvency Trustees provide information and expert advice to help you on your way to becoming debt free. Our blog includes podcasts, videos, articles, case studies and Industry Insights about consumer proposals and bankruptcy in Ontario as well as personal finance, credit rebuilding and other money management tips for anyone looking to get out of, or stay out of, debt.
Have you recently completed a consumer proposal or bankruptcy, and are trying to rent a new place? We provide resources for stable and affordable units and what to do if you have a bad credit score.
Student loans have special treatment in a bankruptcy or consumer proposal. We explain the 7-year rule, what it means for your student loan to be discharged and review a case file from one of our clients.
Canadians are filing insolvency with less unsecured debts than ever before. But why? Doug Hoyes explains how high debt servicing costs and other factors that are driving this trend.
Credit card fraud negatively affects consumers, merchants and lenders. It continues to be a huge issue in Canada, so how can we protect ourselves? Two experts divulge into fraud prevention strategies.
If you are considering filing for a bankruptcy, it is important to be knowledgeable about the process and have answers to any of your questions. Here are the top 10 facts you should definitely know.
Did you know that if you file for a consumer proposal your assets are fully protected? We break all the information down for you, from how a proposal affects your home, vehicle and other investments.
Based on the financial landscape in Canada in 2017, our experts predicted 3 types of bankruptcies that would most likely occur in 2018. This blog explores different types of bankruptcy situations.
Some businesses that do your taxes offer ‘cash back’ incentives for using their services, but what does this mean for the consumer? We explain how instant tax refunds really work and the associated costs.
Why are we so addicted to debt? Experts warn of the consequences of carrying too much debt for too long, but no-one seems concerned. Our experts explore why and what can happen when things go wrong.
Are you and your partner considering a joint debt, like a credit card? It's important to know your financial and legal responsibilities here, so we created a guide on what you need to know before co-signing.
Knowing how to appreciate the housing market in Ontario is important for people looking to buy a home. In this blog, realtor and CPA Scott Ingram, outlines his balanced and educational approach to real estate.
Did you know that almost half of the insolvencies filed in Ontario involve payday loans? Our experts explore the statistics on how these predatory loans create more debt and why legislation won't help.
Have you ever calculated the amount of interest you’ll be charged on your debts for a better understanding of your future finances? Ted Michalos shares his trick to figure out the full impact of your debt.
Learn more about trends of payday loan use with regards to Ontario debtors. In this blog post we provide actual data based on the insolvencies we have filed over the last year for our clients.
Are you dealing with overwhelming debt and want to know more about your debt relief options? Learn about how to find a licensed debt expert to guide you, as well as costs, legalities, risks and more.