Several parties are involved when you file for insolvency in Canada. We explain the role of your Licensed Insolvency Trustee, the Office of the Superintendent of Bankruptcy, your creditors and your duties.
Are you trying to navigate overwhelming debt and considering filing for bankruptcy for a fresh financial start? Did you know there may be an optimal time for you to file? Doug Hoyes explains.
Bankruptcy tends to be a smooth process, however on rare occasions a creditor can challenge your bankruptcy discharge. Learn the basics of what a creditor opposition means for you.
You and your trustee will consider several factors prior to filing insolvency to see if it's the best choice for you. Explore what these factors are, if you qualify for bankruptcy and the alternative options.
If you are considering filing for bankruptcy, you should be knowledgeable on the entire process. Here is our comprehensive guide on the steps to file bankruptcy in Canada.
Making an initial meeting at Hoyes Michalos is the first step in helping you achieve a fresh financial start. Here we explain what happens during this initial consultation and what’s required of you.
Dealing with debt can result in a host of emotional responses, and embarrassment is one of the most common one’s we see. Find out how Hoyes Michalos can help you, and without any judgement.
Did you know that we advise 90% of clients that call our debt help line to not file bankruptcy? We explore step-by-step how our process works using a client story, to give you an idea of how we treat all our clients.
In rare cases, creditors can oppose your discharge from bankruptcy. So, what do you do? In this blog, we’ll explain the process of creditor opposition, how we’ll help and how to avoid this entirely.
Bankruptcy is a legal process and in rare situations you may need to attend bankruptcy court. Find out when this can happen and what you should do if this is a requirement before your discharge.
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