Owning real estate has a significant impact on if and why an individual will file for insolvency. Learn if that impact is positive or negative from our Hoyes Michalos Homeowner’s Bankruptcy Index study.
How you finance a car purchase can lead to financial problems. Find out how longer term car loans and rollovers are contributing to loan shortfalls and insolvency filings.
Air miles points and other loyalty program points are considered your personal property. We explain what assets are included and exempt from a bankruptcy, and what happens to your loyalty points.
Are you deciding if it’s a good time to enter the real estate market? Real estate expert, Ben Rabidoux, explores Canada's current housing market, household debt and things to consider before buying.
Are you interested in learning more about how we lobby for debtors? Doug Hoyes explains the 2015 changes made to bankruptcy law, how some assets are less protected and what we did to push for change.
Provincial legislation on how home equity is treated in a bankruptcy or proposal differs by province. We explain how much equity is exempt or protected from seizure, and when, under Ontario's Execution Act.
If you are a small business, influencer and someone who makes money from your social profile, find out when or if a personal or business social media profile would be included in a bankruptcy in Ontario.
When you file for bankruptcy, you make monthly payments and surrender certain assets. Find out how these proceeds are distributed to your creditors to release your debts.
Your mortgage might be affordable when you bought your home but things happen that can increase your housing costs to the point of financial hardship and sometimes insolvency.
Debt Relief Experts
