Debt Relief Experts
Top 10 Tips For Dealing With A Collection Agent
Are you being bombarded with calls from collection agents and are eager for advice on how to navigate these conversations? Here are our top 10 tips for you when dealing with collection calls.
Creditor Actions
Canadian Privacy Laws and Debt Collection
We explain privacy laws and your rights when it comes to collection agents, how you can protect your personal information and what to do if it’s disclosed wrongly.
Will Rogers Cancel My Cellphone, Cable & Internet Service If I Go Bankrupt?
Internet and cellphone services are essential in today’s day and age, but what happens to these services in a bankruptcy? Doug Hoyes offers his expert insights based on our experience with service providers.
407 ETR Debt Collection and the Limitation Period
What are the consequences of having unpaid 407 ETR debts when you aren’t planning on filing for insolvency? Find out the collection methods the 407 can use under the Limitations Act.
Collection Agents: How Did They Find Me?
Have you received a call from a collection agent, and you’re stumped on how they were able to find you? Learn about various ways collections companies acquire your data and what you can do about it.
What Bankruptcy Protection Does The Bankruptcy & Insolvency Act Provide?
A prime reason to file for bankruptcy is to receive protection from creditor actions. We explain how bankruptcy protection works in terms of unsecured and secured creditors.
I’ve Filed Bankruptcy & Collection Agents Are Still Calling
Bankruptcy provides protection from collection calls, however not all creditors get the message. Find out the three things to say if a collection agent calls you and when to turn to your trustee for help.
Exposing Collection Agencies’ Dirty Tricks
Are you receiving intimidating calls from collection agents? How do you respond to them? Find out 8 dirty tricks collections agents use in conversation, and how you can handle and stop these calls.
Wage Garnishment Notice. No Need To Panic
Have you recently been informed that your wages are going to be garnished due to unpaid debts? In this blog, we explain the wage garnishment process and steps that you can take to stop this legal proceeding.
Stop The Collection Calls: Advice from Blair Demarco-Wettlaufer
Are you tired of receiving countless calls from collection agencies? Find out everything you need to know about the collection world, from how agencies hear about your debt to stopping calls for good.
Does Debt Survive Death?
In the event that someone dies, who is responsible for the debt the individual had? In this blog we answer common questions as they relate to debts after death and who may be responsible for them.
What Does It Mean To Be Creditor Proof
If your creditors don't have options to collect you are considered creditor proof. When does this happen and what does that mean in terms of whether you should file bankruptcy or not?
Why Do I Need To Switch Banks? I Love My Bank.
We highly recommend opening an account at a different bank during insolvency. Our experts divulge reasons why you should switch banks, common concerns when it comes to this and what happens if you don’t.
What to Do When Creditors Threaten Legal Action
It can be stressful having collections agents threatening you for unpaid debts. Learn what your rights are as a debtor, how to protect yourself from creditors and what to do if actions have been taken.
Wage Garnishing: Know Your Rights
Wage garnishment is one of the legal actions your creditors can take when you have unpaid debts. Find out everything you need to know about this legal proceeding and how bankruptcy can stop this.