Debt Relief Experts
Does Owing Taxes Affect Your Credit Score in Canada?
Does the Canada Revenue Agency report unpaid taxes on your credit report? This guide covers how taxes and other factors affect your credit score and what you can do about it.
Credit Repair
Free Credit Score Comes With A Catch
It's possible to sign up for free credit reports with online lending platforms. Are these free credit scores accurate? Are they worth it? What's the real cost? Doug Hoyes explains.
How To Get A Mortgage Even After Bankruptcy
It is possible to get a mortgage following a bankruptcy. Our experts offer their insights on who would qualify, how to re-establish your credit for a mortgage and how long this will take.
Forget Credit Score. Did You Know You Have A Bankruptcy Score?
A bankruptcy score is a scoring system used by lenders to rank the potential of bankruptcy in your future. Doug Hoyes explains exactly what a bankruptcy score is and what it means for your credit.
Why Our Credit Reporting System Is Broken
Credit reports and scores are an important aspect required for big financial decisions. But are our credit reporting systems in place to help you or your potential lender? Doug Hoyes explains here.
Can Blockchain Technology Save the Credit Scoring System?
Credit reporting companies work for the benefit of lenders, not for the consumer. But what if we could change that narrative? Our experts discuss the potential use of Blockchain technology for credit scoring.
A Clean Credit Report Does Not Equal A Good Credit Report
Do you think you have a good credit rating despite struggling with debt? Find out why having a clean credit report does not mean you have good one and how the credit reporting system works for lenders.