Debt Relief Experts
Privatize CMHC? A Politician Says Yes
The Canada Mortgage and Housing Corporation insures mortgages where Canadians have less than a 20% down payment and has an 80% market share. In this blog we explore whether CMHC should be privatized.
House & Mortgage
Renting Vs Buying: Which One Makes More Sense?
One of the most popular conversations we explore at Hoyes Michalos is if you should rent or buy a home. In this blog we compare renting versus buying from the perspective of a debt expert.
What Happens To Debt When House Prices Fall?
Are you deciding if it’s a good time to enter the real estate market? Real estate expert, Ben Rabidoux, explores Canada's current housing market, household debt and things to consider before buying.
How To Get A Mortgage Even After Bankruptcy
It is possible to get a mortgage following a bankruptcy. Our experts offer their insights on who would qualify, how to re-establish your credit for a mortgage and how long this will take.
Mortgage of 85% Or More A Bankruptcy Risk
Mortgages give people the ability to buy homes, but is there such a thing as a mortgage that costs too much? Doug Hoyes explores high ratio mortgages and what you can do if you can’t afford your mortgage.
Can’t Pay Your Mortgage? Options To Keep Your House
Are you struggling to keep up with your mortgage, but are determined to keep your home? Find out if dealing with other problem debt can balance your budget and what options can help you save your home.
Why Does Home Ownership Cause Financial Problems?
Your mortgage might be affordable when you bought your home but things happen that can increase your housing costs to the point of financial hardship and sometimes insolvency.