Struggling to pay your mortgage or have you already fallen behind? Don't worry, you have options available, including refinancing problem debt, selling your home, or filing a consumer proposal to get rid of unsecured debt to allow for more comfortable payment of your mortgage.
If you are facing a power of sale or foreclosure by your mortgage lender, find out what the basics and differences of both legal proceedings are, and what options you have.
Will filing for bankruptcy help stop a mortgage foreclosure? Can I keep my home? What are my options if I cannot afford my mortgage payments? Find out with our comprehensive guide to foreclosures and bankruptcy.
Are you unable to meet your mortgage payments, and are wondering what options you have next? Doug Hoyes explains mortgage shortfalls, full recourse mortgage laws in Canada and how to manage them.
What can you do if you are unable to make your some debt payments yet you have significant home equity? We explain home equity debt consolidation, home equity loans and when a consumer proposal is a better option.
A consumer proposal deals with unsecured debts, not secured debts like a mortgage. If that's the case, find out how filing a consumer proposal affects your home equity, an existing or even qualifying for a future mortgage?
Do you want to learn more about how insolvency can affect your home? This blog outlines Ontario’s exemption law on home equity, current mortgages, and strategies to plan your way out of debt while keeping your house.
Have you recently completed a consumer proposal or bankruptcy, and are trying to rent a new place? We provide resources for stable and affordable units and what to do if you have a bad credit score.
Knowing how to appreciate the housing market in Ontario is important for people looking to buy a home. In this blog, realtor and CPA Scott Ingram, outlines his balanced and educational approach to real estate.
Have other people’s opinions been swaying you to buy over rent, because it’s a ‘better’ investment? Alex Avery outlines 3 crucial points to consider when it comes to making this huge financial decision.
Does filing for insolvency have any impact on your mortgage? Find out what laws you need to know about that can determine if bankruptcy or consumer proposals interfere with your mortgage and how it works.
Contrary to popular belief, buying a house does not actually translate into financial security. Doug Hoyes explores several reasons for why some homeowners may be vulnerable to a downward debt spiral.
Sean Cooper's first book "Burn Your Mortgage" was controversial since he paid off his mortgage in just 3 years. He talks about what you can learn from his experience to pay off your mortgage faster.
Have you ever heard the phrase, “house rich and cash poor”? In this blog post, we uncover exactly what that expression means, as well as our top 4 tips to follow so you can avoid this situation.
Owning real estate has a significant impact on if and why an individual will file for insolvency. Learn if that impact is positive or negative from our Hoyes Michalos Homeowner’s Bankruptcy Index study.
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