Debt Relief Experts
5 Debt Lessons Every Student Should Know
Are you a student that is new to concepts like loans, credit cards, housing bills, and repayment plans? Find out 5 lessons you should know about student debt, and how you can manage your money wisely.
Dealing with Debt
Straight Talk On Your Money: Why I Wrote the Book
Doug Hoyes took the experiences he saw over the years helping people manage problem debt and turned those stories into personal finance lessons you can use to better manage your money and live debt free.
How to Minimize Debt As Your Family Grows
Your 30s and 40s are filled with significant milestones, which can result in accruing debt if you aren’t prepared. Find out ways you can deal with these milestones and keep your credit under control.
Helping Family Financially Not Always A Good Idea
Do you have a loved one asking you for financial support? Learn about three personal stories from our clients, questions to ask yourself before lending money, and other ways you can help them out.
Debt Consultant Warning: This is Not a Pretty Picture
Did you know that there are many unlicensed ‘debt consultants’ in Canada? If your answer is no, we don’t blame you because they are tricky in how they operate. Find out why you should avoid them and save your money.
10 Tips for Dealing with CRA and Tax Debt Problems
CRA tax debt problems can build up. Our experts, Doug Hoyes & Ian Martin talk about how to avoid a big tax obligation and what to do if you do face a large amount of taxes owing.
How To Minimize Debt as a Millennial
Learning how to make good financial choices as a millennial will benefit you in the short and long term. Our guide shows you how to save money, manage student debt, build a credit score and more.
What To Do When You Are Using Debt To Make Ends Meet
Have you turned to credit cards or payday loans to help with your monthly expenses? Explore the warning signs that you're falling into debt, how to re-balance your budget and options you have to deal with your debts.
My Child Has a Lot of Debt. How Can I Help?
When your adult child is struggling, you still want to help. However when it comes to money, you need to think carefully about what it may cost you to loan them money or co-sign a loan.
Should I Use My RRSP to Pay Off Debt?
We often hear from clients who cashed in their RRSP to keep up with debt payments. The problem is, that doesn't always help. We explore 3 reasons not to use money from your RRSP to pay down debt.
When Is Overdraft Protection A Bad Idea?
Overdraft protection is when you have access to funds that aren’t in your actual bank account, thus avoiding bounced payments. Find out how this form of loan can get costly and what alternatives you may have.
Student Debt: Facts, Lessons & Solutions
Post-secondary tuition in Ontario is on average the highest among all the provinces in Canada. Find out more about student debtors and what solutions are available if you are struggling with student debt.
30 Practical Tips To Avoid Debt
Are you struggling to stay on top of debt? Or curious about ways you can avoid overwhelming debt in the future? Doug Hoyes provides 30 practical tips you need to become and stay debt free.
Helping Adult Children Financially Can Lead to Insolvency
Do you have adult children asking for financial support? Find out various reasons for why lending large amounts of money to family can cause your own debt problems and when you should draw the line.
Self Employed: Dealing with Business Debts
Small business owners face unique financial challenges. Find out our top financial tips for avoiding small business debts, how to keep tax debts under control and what you can do if you owe years of taxes.