Dealing with Debt

If you have multiple debts, you need a plan for repayment. We explain whether you should pay high dollar or high interest debts first, when to use balance transfers and what to do when balances are too large.

How do you pay off a large sum of debt, say $20,000 or $30,000 or even $50,000? Doug Hoyes explains what you need to consider when tackling big debt loads.

Why are we so addicted to debt? Experts warn of the consequences of carrying too much debt for too long, but no-one seems concerned. Our experts explore why and what can happen when things go wrong.

Simply put, it’s difficult for people to talk about debt and bankruptcy. Scott Terrio and Doug Hoyes explore the conversation of educating Canadians on financial literacy, and specifically insolvency.

A common pattern we see with our clients is that they put off seeking debt relief due to feelings of guilt and failure. We want to bust the myth that insolvency means failure. Doug Hoyes explains.

Your finances might be the cause of your bankruptcy but that doesn't mean it's your fault. Bankruptcy is often the result of uncontrollable life events. Learn to take the guilt out of the decision to file.

Do you know how changing mortgage rates can affect your budget? Our experts discuss how to look at the bigger picture when interest rates increase, and 4 aspects to consider during in-term renewals.

More than 100,000 Canadians were impacted by an Equifax hack. It’s important to know your credit data is vulnerable, and how you can survive a credit bureau hack. Doug Hoyes provides his 8 point plan.

Do you want to learn effective and simple strategies that can help you avoid or solve unwanted debt problems? In this blog, we explore our top 10 tips you need to successfully navigate your debts.

Have you ever made an impulse purchase? Are you finding yourself slipping further into debt because it keeps happening? Learn about how emotions can dictate spending habits, and what you can do about it.