During the pandemic, many Canadians have opted for loan deferrals, but what happens when that deferral period ends? We explain the consequences of deferral and how you can recover when payments are due.
If you want to learn more about what our expert advice was to clients at the beginning of the pandemic, follow along here. We discuss how you could prioritize and manage bill and debt payments.
Owing money to the CRA can be stressful, especially as penalties and interest begin. We’ll show you what options are available to you if you can’t afford those payments and what your next steps should be.
Debt is incredibly overwhelming and can have a direct impact on your mental health. We chatted with clinical psychologist, Dr. Richardson, about this connection and other co-existing impacts on health.
Lots of young Canadians are struggling with repaying their student loans for a variety of reasons. But does consolidating government student debt make sense and what other options do you have?
Debt can be completely out of your hands at times, and you need to establish a plan of action to get yourself onto a better financial path. Shannon Lee Simmons talks attitude and strategy when it comes to debt.
Are you considering a credit card for yourself? Or you already have one and can’t figure out how to use it wisely? This post explores our top credit card tips to successfully avoid debt problems.
A common, but false, tactic debt collectors use to scare is the threat of jail for unpaid debts. Unless you have committed fraud, find out why jail is not a risk if you default on your debt payments.
Will selling your assets be the solution to your debt problems? What assets should you never liquidate to pay off debt? Doug Hoyes and Ted Michalos explain how to pay off debt and keep key assets.
Do you have a financial goal and are struggling to stick with it? We explain differences between setting goals vs systems, and the benefits of using a system approach to get yourself out of debt.
Do you have unpaid debts piling up and have recently received some unexpected income? Find out 9 ways to spend this money efficiently and how to avoid common mistakes we see when people get a bonus.
Have you experienced an injury or accident and worry about going into debt while you recover? Here are some tips to help you deal with your finances and avoid debt problems while getting well.
Every age brings its own financial stresses. In this guide we explain why it’s important to avoid debt at every stage of your life and how to manage your debt wisely from your 20s to your 60s.
Are you wondering where to start when seeking professional help for managing your debt? Find out the 4 key questions you need to answer to begin this process and what debt relief options are available for you.
Have you missed several months of debt payments and wonder what the implications are? We explore what it means to default on a loan, how it affects your credit, what options you have and more.