Times are different but there are still lessons we can learn from an earlier generation regarding day to day money management. We talk with someone who managed to save slow & steady and retire, debt free, at 48.
Budgeting during job loss can be difficult. We explain how to take stock of what financial resources you do have and how to ensure you don't go down the debt rabbit hole during a period of unemployment.
There is no question there are different pressures when it comes to managing your finances than 20 years ago. Yet there are still some good money habits we can adapt from what worked for the past generation.
Are you raising children in a single income household? We explore a case report from one of our clients in this situation and provide you with 5 steps to create a successful budget for your family.
Are you caught up in the stress of working and parenting as a single parent, and trying to juggle overwhelming debt? We explore how insolvency feels in this situation and what options you have to overcome debt.
We explore why implementing financial learning into high school curriculum, specifically the grade 10 career studies course, is beneficial for our youth and what should be included.
Fake debt collectors often mention personal information they have learned about you to make them appear legitimate. We explore how scammers may know you and what to do if you receive a call.
One of the most popular conversations we explore at Hoyes Michalos is if you should rent or buy a home. In this blog we compare renting versus buying from the perspective of a debt expert.
There are financial responsibilities you should meet before you retire. Here is our retirement planning guide, where we explore how much to save, what to do with debt and how to effectively prepare for it.
The decision to pay off debt or invest depends on math, your risk tolerance and future needs. In this post we explore the pros and cons of both approaches.
Being prepared for unexpected life events like illness or accidents is really important when it comes to personal finances. Learn about life and health insurance, and which is the best plan for you.
Identify theft and fraud are easier than ever in today’s society because everything is electronic. Find out how this can lead to significant debt and steps you can take to protect yourself from both.
Learning how to create and follow through with budgeting can be very tedious and outright difficult. In this blog, we share why budgets tend to fail and provide our unique budgeting approach.
Money stress over the holidays can lead to depression and anxiety during what should be a happy time. We talk with a counsellor about how to adjust expectations and make for a calmer, and more satisfied season.
We talk with expert Gail Vaz-Oxlade about how to balance saying no versus always saying yes when it comes to your finances and how to have hard money conversations with family and friends.
Debt Relief Experts
